Public Liability insurance covers claims made against your business, including legal defence costs, if it is responsible for personal injuries to a person or damage to property.
When a member of the public is involved in an accident, very often the first call is made to the solicitor, rather than to the hospital.
If your business carries out work away from its premises the policy will need to cover off-site work as well.
Employers’ Liability cover protects you against claims from Employees for accidents or sickness caused at or through work.
PIA Commercial have been arranging Liability cover for individuals and businesses for many years.